Youth Account Step up (STP)

“Xcite" Privileges:
  • The highest profit rate up to : 5.75%
  • Free Account opening
  • Special design TITANIUM debit card with colored attractive BEAT bracelet
  • Free Statement
  • Free Internet & Mobile App
  • 24/7 call center on 19951
  • Free local transfers
  • Free 24/7 road side assistance services “Mayday Services"

“Xcite" Properties:

    Account Fees
  • Free Account opening
  • Account maintenance fees : 30 EGP/ quarterly
  • Minimum balance fees : 25 EGP / if balance is less than 1,000 EGP
    Important Notes :
  • Profit Payment : Monthly
  • Minimum Account Opening Balance : 1,000 EGP
  • Minimum profit payment balance : 1,000 EGP
  • Account can be opened for customer between 16 and 21 years old without guardian

“XCITE" Titanium Debit Card Privileges:

  • Issuance Fee (Youth Titanium Debit Card + Beat wearable) is EGP 200 instead of 400
  • “BEAT is a Wearable payment device in the form of a Wrist Band where your card is built-in. With its lightweight design & Waterproof material, consider it your companion card, wear it all day long, and pay with a tap of your hand.
  • Equipped with the latest global acceptance Contactless technology.
  • Free access to airports lounges in the Middle East, and you can download the MasterCard “for you” application to find the free airport lounges.
  • PIN self-selection service, as you will receive a code via SMS over your registered mobile number with the bank to use it in creating/choosing your own card passcode
  • Use your card to shop from various stores and also online shopping with the new 3D secure Internet feature OTP inside and outside Egypt.
  • The ability to withdraw cash 24 hours a day, 7 days a week, free of charge, through any ADIB Egypt ATM
  • Free cash withdrawal from any other bank ATM machine until the end of 2021