Youth Account Step up (STP)
“Xcite" Privileges:
- The highest profit rate up to : 5.75%
- Free Account opening
- Special design TITANIUM debit card with colored attractive BEAT bracelet
- Free Statement
- Free Internet & Mobile App
- 24/7 call center on 19951
“Xcite" Properties:
Account Fees
- Free Account opening
- Account maintenance fees : 30 EGP/ quarterly
- Minimum balance fees : 25 EGP / if balance is less than 1,000 EGP
Important Notes :
- Profit Payment : Monthly
- Minimum Account Opening Balance : 1,000 EGP
- Minimum profit payment balance : 1,000 EGP
- Account can be opened for customer between 16 and 21 years old without guardian
“XCITE" Titanium Debit Card Privileges:
- Issuance Fee (Youth Titanium Debit Card + Beat wearable) is EGP 200 instead of 400
- “BEAT is a Wearable payment device in the form of a Wrist Band where your card is built-in. With its lightweight design & Waterproof material, consider it your
companion card, wear it all day long, and pay with a tap of your hand.
- Equipped with the latest global acceptance Contactless technology.
- Free access to airports lounges in the Middle East, and you can download the
MasterCard Travel Pass “for you” application to find the free airport lounges.
- PIN self-selection service, as you will receive a code via SMS over your registered mobile number with the bank to use it in creating/choosing your own card passcode
- Use your card to shop from various stores and also online shopping with the new 3D
secure Internet feature OTP inside and outside Egypt.
- The ability to withdraw cash 24 hours a day, 7 days a week, free of charge, through any ADIB Egypt ATM
- Free cash withdrawal from any other bank ATM machine until the end of 2021
