Products and services offered to Youth segment
Step UP Saving Account with competitive profit rates
YOUTH ACCOUNT - Step UP (STP)
Savings Account with expected profit accrued daily and posted by Month End according to below tiers
| Balance tiers |
Expected Profit rate |
| 1001 – 50,000 |
3.50% |
| 50,001 to 200,000 |
4.25% |
| 200,001 to 400,000 |
5.00% |
| 400,001 + |
5.75% |
“Xcite” Privileges:
- Account opening fees : Free
- Special designed debit card with colored attractive BEAT bracelet
- Free Statement
- Free Internet & Mobile App
- 24/7 call center on 19951
- Free local transfers
Free 24/7 road side assistance services “Mayday Services"
Account Fees
- Free Account opening fees
- Account maintenance fees : 30 EGP/ quarterly
- Minimum balance fees : 25 EGP / if balance is less than 1,000 EGP
Important Notes :
- Profit Payment : Monthly
- Account can be only opened under customer segment YOUTH
- Minimum Account Opening Balance : 1,000 EGP
- Minimum profit payment balance : 1,001 EGP
- Account can be opened for customer between 16 and 21 years old without guardian
- No chequebook allowed for this account
- No facilities are granted to this segment including secured finances
“XCITE” Debit Titanium Card privileges
- Issuance Fee (Youth Titanium Debit Card + Beat wearable) is EGP 200 instead of 400
- “BEAT is a Wearable payment device in the form of a Wrist Band where your card is built-in. With its lightweight design & Waterproof material, consider it your companion card, wear it all day long, and pay with a tap of your hand.
- Equipped with the latest global acceptance Contactless technology.
- Free access to airports lounges in the Middle East, and you can download the MasterCard “for you” application to find the free airport lounges.
- The Quick PIN feature, which is a service of sending a variable code via SMS to the phone number registered with the bank.
- Use your card to shop from various stores and also online shopping with the new 3D secure Internet feature OTP inside and outside Egypt.
- The ability to withdraw cash 24 hours a day, 7 days a week, free of charge, through any ADIB Egypt ATM
- Free cash withdrawal from any other bank ATM machine until the end of 2021
